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It's My Car Car Auto Insurance

What do you need to get car insurance?


Sep 11, 2023 #car, #insurance

Driving with car insurance protects you financially and legally, but let’s face it — it’s not fun to shop for. But don’t let your boredom cause you to rush the process and leave you with higher premiums than necessary. Take an hour to gather all the info you need to quickly and competently gather multiple quotes from different auto insurance companies, and you’ll turn a rainy Saturday afternoon into time well spent.

Below, CNBC Select lists the information you’ll likely need to shop for car insurance and explains how to navigate the process.

What you need to buy car insurance

Personal information

When you call an insurer, they’ll probably ask you for some personal information first. For example, State Farm can start with your name, address and date of birth. This will allow them to search your public records for your prior insurance history, as well as your household’s vehicles and drivers. After that, you’ll need to provide more specific information to determine your coverage needs — and its cost.

State Farm Auto Insurance

  • Cost

    The best way to estimate your costs is to request a quote

  • App available

  • Policy highlights

    State farm is one of the largest auto insurers based on market share and has an excellent reputation for customer satisfaction. It offers 13 discounts, including ones for safe driving and young drivers.

Be prepared to provide your Social Security and driver’s license numbers and talk about your driving history, including any tickets, accidents or license suspensions. The insurer will also probably ask about your marital status and household. For instance, Nationwide wants to know about everyone in your household, including their names, birthdates and relationship to you: your spouse or partner, children, parents and grandparents and even roommates. This also includes people in your household who don’t drive.

Nationwide Auto Insurance

  • Cost

    The best way to estimate your costs is to request a quote

  • App available

  • Policy highlights

    Nationwide offers near-nationwide availability and personalized services, such as On Your Side® Review, a free annual insurance evaluation to ensure you are adequately protected and are taking advantage of any discounts available to you.

Further, depending on the company, you may have to provide documentation to receive certain discounts. If a good student discount is available, you might need to send your most recent report card to qualify. Or if you want a military discount, expect to produce a copy of your military ID.

Information about your vehicle

Geico Auto Insurance

  • Cost

    The best way to estimate your costs is to request a quote

  • App available

  • Policy highlights

    Geico coverage and services are available in all 50 states and the District of Columbia and there are 16 different types of discounts available. In addition to the standard coverage options, Geico offers various optional add-ons, such as emergency roadside assistance, rental car reimbursement and mechanical breakdown insurance.

Current insurance information

Payment information

How to get car insurance

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Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.


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