#1 Geico: Affordable for Most Drivers
J.D. Power regional rating: 841/1,000
AM Best financial strength score: A++
Better Business Bureau (BBB) rating: A+
Massachusetts drivers can typically find some of the cheapest car insurance rates through Geico. The company offers several discounts that significantly drive down the cost of car insurance in Massachusetts, with savings of up to 25% in some cases.
Beyond standard coverage, you can add extra protections such as emergency road service and rental car reimbursement. Geico also offers mechanical breakdown insurance, which functions quite similarly to an extended car warranty.
Keep reading: Geico insurance review
#2 USAA: Low Rates for Military
J.D. Power regional rating: 887/1,000
AM Best financial strength score: A++
BBB rating: A+
USAA is an excellent choice for drivers in Massachusetts, but not everyone is eligible for coverage from the company. The insurer is only available to military members and their families. USAA offers six types of standard insurance coverage, along with roadside assistance, rental car reimbursement, car replacement assistance and accident forgiveness.
Keep reading: USAA insurance review
#3 Amica
J.D. Power regional rating: 867/1,000
AM Best financial strength score: A+
BBB rating: A+
Amica stands out as a top choice for car insurance in Massachusetts because of the stellar reviews its insurance agents receive. In addition to standard car insurance coverage, Amica offers auto loan and auto lease coverage, full glass coverage, roadside assistance, rental reimbursement and accident forgiveness. The company also provides a sizable selection of car insurance discounts.
#4 Travelers: Most Coverage Options
J.D. Power regional rating: 812/1,000
AM Best financial strength score: A++
BBB rating: A
Travelers is another affordable option for car insurance in Massachusetts. The company offers a wide range of coverage options, plus extras including gap insurance, new car replacement, rideshare insurance and accident forgiveness. Policyholders can take advantage of the company’s many savings opportunities, including a good student discount and an early quote discount.
Travelers also offers its usage-based program, called IntelliDrive®, in Massachusetts.
Keep reading: Travelers insurance review
#5 Arbella
J.D. Power regional rating: 809/1,000
AM Best financial strength score: A
BBB rating: A+
Arbella is a regional provider that only offers car insurance in Massachusetts and Connecticut. If you’re looking for cheap car insurance in the Bay State, Arbella provides relatively low-cost policies with high service ratings.
The company offers six types of standard coverage as well as disappearing deductibles, gap insurance, accident forgiveness and pet insurance. Drivers can also purchase coverage for snowplows and for personal belongings in your car during an accident.
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